1. Information on how to enter and prizes form part of the terms and conditions of this Prize Competition. By entering the New Zealand Credit Management Limited "Escape Your Debt Blues Weekend" ("the Prize Competition"), Clients agree to be bound by the Terms and Conditions of entry.
2. Participation in the Prize Competition is open to all Clients of New Zealand Credit Management Limited via online registration at www.nzcml.co.nz. Employees of New Zealand Credit Management Limited ("the Promoter") and any agencies associated with these promotions and their immediate families are ineligible to participate.
3. The Promoter takes no responsibility for lost, damaged, misdirected, late or illegible entries.
4. To enter the competition the Client must lodge a Debt Recovery Instruction for a bona fide debt within the Statute of Limitations (excluding bankruptcy, deceased estates, liquidations) to a minimum debt value of $1,000.00 or accumulated registered debts in a one month period sent to New Zealand Credit Management Limited as proof of that entry.
5. Each entry/debt recovery instruction will be receipted to the Client with an email notification of the allocated Work-In-Progress (WIP) file number.
6. The Promoter and/or internet service providers take no responsibility for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunctions, lost/delayed data transmission, omission, interruption, deletion, defect, line failures of any telephone network, computer equipment, software, inability to access telecommunications network services, or any other error or malfunction.
7. The Promoter reserves the right to verify the validity of any entry. An entry will be declared void if it is incomplete, lost, late, illegible, stolen, damaged, unauthorised, likely to be misleading or deceptive or to otherwise infringe the Fair Trading Act, in full or in part defamatory or in breach of any Rule of Law, Statute and/or Regulation.
8. Winners will be notified in accordance with details available to the Promoter and the contact details supplied by the Client. Winners will be emailed to the email address from which the email entry was received or contacted on the telephone number provided. Prize winners will also have their names published for 2 months on www.nzcml.co.nz
9. Booking and confirmation of the prizes will be handled on behalf of the Promoter by the Promoter's nominated travel provider Mondo Travel Tauranga.
10. Prize winner notification will include information on how prizes may be claimed.
11. The winners must accept and sign a booking agreement which includes any cancellation and amendment conditions prior to confirmation of their travel arrangements. Once booked, the winners will be responsible for any cancellation or amendment fees applicable in relation to redemption of the prize.
12. If the Promoter is unable to contact any winner after 2 weeks following the original draw date, having made reasonable efforts to do so, that winner's entry will be declared invalid and the Promoter reserves the right in its absolute discretion to randomly draw a new winner of that prize from eligible Clients on the same Terms and Conditions as the original draw. This process will be followed until a winner is found.
13. The Promoter, its associated agencies and companies shall not be liable in any way (including, without limitation, in negligence) for any loss or damage whatsoever suffered (including, without limitation, indirect or consequential loss) or for any loss or damage or personal injury suffered or sustained in connection with this prize competition, the prizes or using any prize, except any liability that cannot be excluded by law.
14. By accepting a prize you agree to be available for reasonable publicity and promotional purposes without compensation, including photographs and interviews. Winners acknowledge that their personal details including photographs may be published on the Promoters website.
15. The Promoter collects and holds personal information provided with each entry to be used for the purposes of the Prize Competition and in particular to notify prize winners and to verify prize winner's identities. All personal information provided by Clients will be held by New Zealand Credit Management Limited or such other place as is notified to the Client on request. Under the Privacy Act 1993, Clients have the right to access and correct their personal information.

Your chance to win

16. The Escape Your Debt Blues Weekend ("the Prize Competition") commences at 12:01 am on 1st May and closes at 5:00 pm on 31st August 2010 . All entries received after 5:00 pm on 31st August 2010 will be ineligible.
17. The prize that features to a maximum value of $3,000.00 includes the following for two people:
    1. Return economy class airfares from the winner's nearest capital city (Auckland, Wellington, Christchurch) to Sydney (Friday-Monday only).
    2. Destination airport transfer to hotel.
    3. 3 Nights accommodation comprising Bed & Breakfast, in a standard room, at a Sydney CBD four star resort.
18. Travel dates are subject to blackout periods and availability as at time of booking. Travel and accommodation must be completed within three months of the date of the draw. Exclusion dates apply as follows: 20th Dec 2010 - 8th Jan 2011, and Australian/New Zealand School Holidays.
19. Additional spending money, meals, taxes, additional insurance, passports, visas, transfer to and from departure point, additional transfers and other ancillary costs are the responsibility of the Client.
20. All entries become the property of the Promoter.
21. You may enter as many times are you like, but each debt can be submitted only once. Debts that have been entered previously or are not otherwise verifiable are invalid. The Promoter accepts no responsibility for lost, misdirected, stolen and/or delayed entries. Any entry that is mutilated, illegible and/or incomplete will be deemed invalid.
22. Prizes are not redeemable for cash or exchangeable. Prizes are not transferable unless the prize winner awards to the winner's director/shareholder/employee/staff member on their behalf. The winners and any other person sharing a prize with any winner will be required to sign a form to release the Promoter from, and indemnify the Promoter against, any and all liability arising from the use of or participation in any part of the prize.
23. The Promoter will not be liable in any way if, for any reason outside the Promoter's control, any part of any Prize becomes unavailable, or if any winner or any winner's travel companion is unable to travel on the chosen departure date.

General Terms and Conditions

24. Information on how to register and information on www.nzcml.co.nz forms part of the terms and conditions of this promotion. Clients accept and agree to be bound by these terms and conditions.
25. The Promoter may change, at any time and without prior notice, these terms and conditions relating to prize claims. The Promoter will attempt to notify registered Clients of any changes.
26. In the event that any part of the Prize becomes unavailable for any reason beyond the Promoter's control, the Promoter may substitute a prize (or part of the Prize) of equal or greater value.
27. The Promoter reserves the right to suspend or terminate the Promotion at any time without prior notice.
28. The Promoter is New Zealand Credit Management Limited, Level 27 PWC Tower, 188 Quay Street, Auckland 1010, New Zealand. The Promoter's decision is final and no correspondence will be entered into.